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02

Fintech Security Authenticator

FINTECH · SECURITY UX · MOBILE

The cryptography was fine. The words on screen were not — 73% of people told us they didn't understand what we wanted from them, and 68% left angry feedback. That's not an edge case; that's the product.

Case study

Overview

Role UI/UX Designer — end-to-end
Platform Mobile (iOS & Android)
Scope User Research · IA · Visual Design
Tools Figma, Maze, Hotjar

Financial institutions depend on authenticator apps to bridge high-assurance security with everyday tasks. This project focused on the human layer: turning opaque permission and verification flows into language people could act on under stress — without diluting compliance requirements or engineering constraints.

The problem

Security that confused everyone

73%

of users couldn't understand the verification prompts

68%

left angry or confused feedback after authentication

Confusing language

Technical jargon in prompts obscured what action was required.

Time pressure failures

Countdown timers increased panic and errors instead of clarity.

Recovery dead ends

No clear retry path after failures left users stuck and distrustful.

Research

Understanding the users

8 User Interviews Qualitative sessions on mental models, fear points, and vocabulary.
Hotjar heatmaps 70% never scrolled past the first row — critical actions were invisible.
Support ticket analysis Categorized 200+ tickets to find recurring failure patterns.

Users

Persona

Sarah Mitchell
Product Manager, 34
“I just want to approve the payment and move on. I shouldn't need to decode a message to verify my own transaction.”
Tech-comfortable Time-pressured Low patience for friction Security-aware but not technical

User flow

Streamlined authentication path

Open app Notification Read prompt Verify identity Confirm action Success

Highlighted steps had the highest drop-off before the redesign.

Design system

Color palette

#4A90D9
#1A1A2E
#2ECC71
#E74C3C
#F5F5F7

Typography scale

Heading
Approve this payment?
Body
We’ll only use this to confirm it’s you. You can change this later in Settings.
Caption
Secured with end-to-end encryption

Delivery

Final screens

The redesigned experience

Every screen was rewritten in plain language. Prompts tell users exactly what's happening and what to do — no jargon, no ambiguity.

Authenticator case study screens and process

Outcomes

Impact

Measurable improvement

73% → 12%
Confusion rate
68% → 8%
Negative feedback
3.2s
Avg. verification time
94%
First-attempt success rate